Creamy Milk Cheese Dessert

A light, fluffy, chilled milk pudding topped with soft shredded cheese.

Servings: 8
Prep Time: 10 minutes
Cook Time: 10 minutes
Chill Time: 2 hours
Total Time: 2 hours 20 minutes
Dietary Notes: Contains dairy, gluten-free (naturally)

Ingredients

Milk mixture:

  • Milk
  • Sweetened condensed milk
  • Heavy cream
  • Sugar
  • Cornstarch
  • Vanilla extract

Topping:

  • Finely shredded cheese (mild, soft cheese like mozzarella or processed cheese)

Instructions

  1. Heat the milk, condensed milk, sugar, and heavy cream in a pot.
  2. Dissolve cornstarch in a little cold milk, then whisk it into the warm mixture.
  3. Cook on medium heat until thick and creamy.
  4. Remove from heat, add vanilla, and stir well.
  5. Pour into a dish and smooth the surface.
  6. Let cool, then refrigerate for at least 2 hours.
  7. Top generously with finely shredded cheese before serving.

Notes

  • Use finely shredded cheese for best texture.
  • Mixture should be smooth, thick, and pudding-like.
  • The dessert is naturally gluten-free.

Introduction

This creamy milk cheese dessert is a cold, silky-smooth pudding made with simple ingredients you likely already have at home. The rich milk base sets into a soft, spoonable cream, then gets covered with a snowfall-like layer of shredded cheese that melts slightly into the surface. It is a fast, no-bake dessert that feels luxurious but takes only minutes to prepare.


Step-by-Step Cooking Guide

1. Prepare the Milk Base

In a medium saucepan, combine:

  • 3 cups milk
  • 1 can (395 g) sweetened condensed milk
  • 1 cup heavy cream
  • 3 tablespoons sugar

Place over medium heat and warm gently. Do not boil.

2. Thicken the Mixture

In a small bowl, dissolve:

  • 4 tablespoons cornstarch
  • 1/4 cup cold milk

Whisk the slurry into the warm pot. Continue stirring until the mixture becomes thick and creamy. It should coat the spoon heavily at this point.
Tip: If lumps form, reduce heat and whisk vigorously; they will smooth out.

3. Add Flavor

Remove the pot from heat and stir in:

  • 1 teaspoon vanilla extract

This adds depth and a warm aroma to the milk base.

4. Transfer and Cool

Pour the thickened cream into a glass or ceramic dish. Smooth the top with a spatula. Let it cool to room temperature before chilling.
Tip: Cover with plastic wrap directly touching the surface to prevent skin formation.

5. Chill

Refrigerate the pudding for at least 2 hours, or until fully set. Longer chilling results in a firmer, sliceable texture.

6. Add the Cheese Topping

Once chilled, cover the entire top with:

  • 1 to 1 1/2 cups finely shredded soft cheese

Mild mozzarella, processed cheese, or any soft, creamy cheese works perfectly. The fine shreds create a light, snowy layer.


Ingredient Details and Substitution Tips

Milk

Whole milk gives the best richness, though you can use low-fat if needed.

Sweetened Condensed Milk

Provides sweetness and thick, creamy texture.
Substitute: 1 cup sugar + 1/2 cup extra milk (texture may be slightly less luxurious).

Heavy Cream

Adds smoothness and body.
Substitute: 1 cup evaporated milk.

Cornstarch

Essential for thickening.
Substitute: 3 tablespoons all-purpose flour (texture will be slightly less silky).

Cheese

A mild, semi-soft cheese is ideal.
Alternatives:

  • Fresh mozzarella
  • Cream cheese frozen and grated
  • Mild cheddar (very lightly used)

Recipe Variations and Serving Suggestions

Flavor Variations

  • Coconut Version: Replace 1 cup of milk with coconut milk for a tropical flavor.
  • Chocolate Swirl: Stir in 1/2 cup melted white chocolate before cooling.
  • Caramel Drizzle: Add caramel sauce on top before the cheese layer.

Dietary Variations

  • Low-Sugar Option: Cut sugar in half; use unsweetened shredded cheese.
  • Lactose-Free: Use lactose-free milk, cream, and condensed milk if available.

Serving Ideas

  • Serve chilled in bowls or slice into squares.
  • Garnish with toasted coconut flakes for extra texture.
  • Pair with black coffee or unsweetened tea.

Pairing Suggestions

This dessert pairs well with mild beverages like jasmine tea, iced milk tea, or cold brew coffee.


Storage and Make-Ahead Information

Storage

Refrigerate in an airtight container for up to 4 days.

Freezing

Freezing is not recommended; the texture becomes grainy.

Reheating

Not applicable; always serve chilled.

Make-Ahead

Prepare the milk base a day ahead, chill, and add cheese just before serving.

Shelf Life Notes

Cheese topping may dry slightly after 2 days; cover tightly.


Nutrition (Per Serving, Approx.)

Calories: 310
Carbohydrates: 42 g
Protein: 7 g
Fat: 12 g
Fiber: 0 g
Sodium: 125 mg
Allergens: Dairy


Frequently Asked Questions

Q: Can I use powdered milk?
Yes. Use 1 cup powdered milk dissolved in 3 cups water.

Q: Can I use a different sweetener?
Yes. Granulated sugar or stevia can be used, though condensed milk is recommended for texture.

Q: Can I skip the cheese topping?
Yes. The dessert will still be delicious as a plain milk pudding.

Q: Why is my pudding lumpy?
The heat may have been too high. Whisk continuously and reduce heat next time.


Optional Personal Story

This dessert came from experimenting with a classic milk pudding. One day, I topped it with finely shredded cheese out of curiosity, and it transformed the dessert into a smooth, lightly salty-and-sweet treat. Since then, it has become a favorite chilled dessert for gatherings and warm days.


Call to Action

Try this creamy milk cheese dessert and share your experience. Leave a comment with your variation or any question you have about the recipe.