This Cheesy Savory Bread Loaf is a moist, tender, bakery-style quick bread loaded with cheese and baked to golden perfection. No yeast, no kneading, and no waiting — just mix, pour, and bake. Perfect for breakfast, snacks, soups, or alongside dinner.
Servings & Timing
Servings: 10–12 slices
Prep Time: 15 minutes
Bake Time: 45–50 minutes
Cooling Time: 15 minutes
Total Time: ~1 hour 20 minutes
Ingredients List
Dry Ingredients
- 2 cups all-purpose flour
- 1 tablespoon baking powder
- ½ teaspoon baking soda
- 1 teaspoon salt
- ½ teaspoon black pepper (optional)
- ½ teaspoon garlic powder (optional)
Wet Ingredients
- 2 large eggs, room temperature
- 1 cup plain yogurt or sour cream
- ½ cup milk
- ⅓ cup vegetable oil or melted butter
Cheese & Add-Ins
-
1½ cups shredded cheese
(cheddar, mozzarella, Colby-Jack, or a mix) - 2 tablespoons grated Parmesan (optional, for crust)
- Optional additions:
- Chopped herbs
- Jalapeños
- Cooked bacon bits
- Green onions
Step-by-Step Instructions
1. Preheat the oven
Preheat oven to 350°F (175°C).
Grease a 9×5-inch loaf pan or line with parchment paper.
2. Mix dry ingredients
In a large bowl, whisk together:
- Flour
- Baking powder
- Baking soda
- Salt
- Pepper and garlic powder (if using)
Set aside.
3. Mix wet ingredients
In a separate bowl, whisk:
- Eggs
- Yogurt (or sour cream)
- Milk
- Oil or melted butter
Whisk until smooth and creamy.
4. Combine wet and dry
Pour wet ingredients into dry ingredients.
Gently fold using a spatula until just combined.
Do not overmix — batter should be thick and slightly lumpy.
5. Add cheese
Fold in 1¼ cups shredded cheese (reserve some for topping).
6. Transfer to pan
Pour batter into prepared loaf pan.
Smooth the top gently.
Sprinkle remaining cheese and Parmesan evenly over the surface.
7. Bake
Bake uncovered for 45–50 minutes, or until:
- Top is deeply golden
- A toothpick inserted in the center comes out clean
If browning too fast, loosely cover with foil after 35 minutes.
8. Cool
Let loaf cool in pan 15 minutes, then transfer to a wire rack.
Slice only after slightly cooled for best texture.
Additional Notes
- Yogurt keeps the loaf extra moist
- Oil creates a softer crumb than butter
- Overmixing = dense bread (mix gently!)
Dietary Info
- Vegetarian
- Contains gluten, dairy, and eggs
Brief Introduction
This loaf is the definition of comfort baking — warm, cheesy, soft, and incredibly easy. It’s perfect when you want homemade bread without yeast or long prep time.
Step-by-Step Cooking Guide (Visual Tips)
- Batter should be thick but pourable
- Cheese on top creates a crisp crust
- Inside should be fluffy, not crumbly
Ingredient Details & Substitutions
Yogurt / Sour Cream
- Adds moisture and tenderness
- Greek yogurt works perfectly
Cheese
- Cheddar = bold flavor
- Mozzarella = stretchier texture
- Mix cheeses for best results
Flour
- Can replace ½ cup with whole wheat flour
Recipe Variations & Serving Suggestions
- Add herbs for a savory herb loaf
- Serve warm with butter
- Pair with soup or salad
- Toast slices for breakfast
- Use as sandwich bread
Storage & Make-Ahead
- Room temperature: 2 days (wrapped)
- Refrigerator: 5 days
- Freezer: up to 2 months (slice before freezing)
FAQs
Can I make this eggless?
Yes — replace eggs with ½ cup yogurt extra.
Can I use gluten-free flour?
Yes, use a 1:1 gluten-free blend.
Why is my loaf dense?
Overmixing or expired baking powder.
Optional Personal Story
This is the kind of bread that disappears fast — one slice turns into three. It’s simple, reliable, and always gets compliments.
Call-to-Action
Want this turned into:
- Garlic cheese bread
- High-protein version
- Keto / low-carb loaf
- Stuffed cheese bread
